Equipment Finance Sales Officer

Commerce Bank is dedicated to helping people find financial safety and success while fostering a supportive culture for their employees. The Equipment Finance Sales Officer will directly solicit companies for equipment finance and leasing opportunities, manage a diverse portfolio of commercial relationships, and ensure customer satisfaction and compliance with bank policies.

Responsibilities

• Primarily involved in calling activities with assigned customers and targeted prospects with the objective to acquire new business
• Serve as the primary advisor for an assigned portfolio of diverse and complex commercial relationships, ensuring a high level of customer satisfaction and retention
• Coordinate with product partners to cross-sell a full range of products and services
• Critically review and analyze portfolios to reduce risk and enhance profitability
• Facilitate credit requests, including loan structuring, negotiating/pricing, collateral, ensuring adequate loan documentation, and analyze industry/credit risk
• Facilitate the resolution of customer problems and engage product experts
• Participate in community and business functions/groups to establish referral contacts within the marketplace
• Ensure compliance with all bank policies, procedures, regulations, and laws
• Perform other duties as assigned

Skills

• Strong knowledge of single investor tax, loans, TRAC, operating, synthetic, and debt transactions
• Strong knowledge of commercial products, credit policies and procedures and terminology
• Well-developed sales and negotiation skills
• Strong credit analysis skills
• Ability to structure more complex credit requests
• Ability to maintain a valid driver's license and meet Commerce Bank's driving record criteria; ongoing employment may be contingent upon meeting all driving requirements
• Motivated and organized self-starter with strong attention to detail and the ability to manage multiple priorities
• Inquisitive, agile, and strong team player with excellent written, verbal, and interpersonal communication skills
• Ability to remain adaptable and resilient to all situations with an optimistic outlook and cast a positive shadow that is aligned with our culture and Core Values
• Advance proficiency with Microsoft Word, Excel, and Outlook
• Bachelor's degree in Accounting, Finance or equivalent combination of education and experience required
• 1+ years successful sales experience gained through equipment finance origination required
• Travel will be required

Benefits

• Employer sponsored health, dental, and vision insurance
• 401(k)
• Life insurance
• Paid vacation
• Paid personal time
• Career development
• Education assistance
• Voluntary supplemental benefits

Company Overview