Risk Data Analyst II - Fraud Detection and Risk Management with Competitive Salary and Remote Work Opportunity

Join the Mission to Empower Workers with Financial Freedom

Branch is a pioneering fintech company dedicated to revolutionizing the way people access financial services. We're on a mission to empower workers with financial freedom by providing innovative, inclusive, and transparent financial products. Our goal extends beyond our customers to our own employees, fostering a culture that values creativity, diversity, and collaboration.

About the Role: Risk Data Analyst II

We're seeking a highly motivated and organized Risk Data Analyst II to join our team in managing risk and developing real-time detection strategies to minimize losses. As a key member of our risk management team, you'll analyze data to identify trends, develop risk analytics workflows, and partner with Product and Risk teams to reduce loss exposure.

Key Responsibilities:

• Risk Analysis and Recommendations: Identify potential points of opportunity in Branch's risk management program through analysis of fraud events, customer behavior, operational pain points, and loss trends. Translate analysis into recommendations for business logic to minimize losses and improve customer experience.
• Risk Analytics Workflow: Create risk analytics workflows, including defining success and performance metrics, and monitor progress through actionable dashboards and reports.
• Collaboration and Partnership: Partner closely with Product and Risk teams to identify highest impact points in the funnel to reduce loss exposure and develop scalable frameworks to manage risk scores, fraud detection alerts, and false positive monitoring.
• Risk Controls and Thresholds: Provide recommendations on risk controls and thresholds through fact-based analysis.
• Fraud Detection and Prevention: Develop and implement real-time rules and detection strategies to minimize losses and prevent fraud.

Requirements and Qualifications:

Essential Qualifications:

• Data Analyst Experience: 2-5 years of data analyst experience with a focus on fraud or risk management.
• Fraud Scores and Risk Rules: Experience developing fraud scores and risk rules through statistical modeling.
• Fraud Trends and Analysis: Deep experience investigating, analyzing, and defending against emerging fraud trends, including ATO and first-party fraud.
• Card Authorization Rules: Experience identifying and managing card authorization rules.
• Financial Loss and Mitigation: Understanding and experience with financial loss causes, measures, and mitigation strategies.
• Analytical Skills: Strong analytic skills utilizing SQL, Python, R, etc.
• Financial Services Experience: Experience with digital banking, payments networks, or financial services.

Preferred Qualifications:

• Fintech Industry Experience: Experience in the fintech industry or with start-ups.
• Mastercard and Mastercard Connect: Experience with Mastercard and Mastercard Connect.
• Project Management Tools: Experience managing projects through tools like Jira.

What We Offer:

Compensation and Benefits:

• Competitive Salary: The base compensation range for this role is $110-120k annually.
• Remote Work Opportunity: Work from anywhere (domestic USA).
• Comprehensive Benefits:
  • Branch-paid medical, dental, and vision insurance.
  • Equity.
  • 401k.
  • Flexible time off.
  • Paid company holidays.
  • Paid parental leave (eligible after 6 months of employment).

Career Growth and Learning:

• Collaborative Environment: Join a remote-first company with a collaborative spirit, emphasizing transparency, accountability, and trust.
• Innovation and Recognition: Branch has been honored by Inc., the Webby Awards, Benzinga Fintech Awards, Fintech Breakthrough Awards, Top Workplaces USA, Great Places to Work, and EY Entrepreneur of the Year, Heartland, among others.
• Culture and Approach: Learn more about our culture, approach, technology, and people here: https://www.branchapp.com/about.

Why Join Us:

At Branch, we're committed to building a diverse and inclusive team that values creativity, innovation, and collaboration. As a Risk Data Analyst II, you'll have the opportunity to make a significant impact on our risk management program, develop real-time detection strategies, and partner with cross-functional teams to drive business growth.

How to Apply:

If this role sounds like a perfect fit, don't hesitate. Apply today and let's build the future together.

Branch is an equal opportunity employer and values diversity at our company. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.

Must be currently authorized to work in the USA without sponsorship or transfer. No 3rd-parties, please.