Commercial Banking Relationship Manager (CRE)

Job Overview The Comm Bnkg. Relationship Managers main responsibility is business development, credit quality, relationship development and retention and to be a liaison with other business line partners to meet their clients’ Banking needs. Responsibilities include but are not limited to: • Maintain and service assigned portfolios and appropriately cross sell other bank products. • Maintain close customer contact to ensure continued satisfaction and to follow or anticipate additional financing needs. • Monitor and report changes in credit quality. • Negotiate to properly structured and priced credit facilities consistent with the bank's credit policies and lending practices. • Prepare effective packages for credit approval circulation and to present packages to the required level of credit authority. • Attend loan closings to ensure loans are properly closed. • Oversee proper handling of customer transactions such as advances, payments, wire transfers, etc. • Ensure that the bank is in possession of current financial information and that the information has been properly analyzed and on file. • Maintain and follow a list of prospective customers. • Develop and maintain new business sources. • Solicit new business opportunities. • Valid Driver's License required. Required Skills: • Knowledge of credit underwriting, basic accounting and loan documentation. • Proficient computer skills using Microsoft Word, Excel and Outlook. • Good level of interpersonal and social skills needed to interact with customers or prospective clients. • Good time management skills. • Good mathematical skills. • Ability to sell, negotiate and meet sales goals. • Good credit and administrative skills. • Ability to write reports and business correspondence. • Ability to effectively present information and respond to questions. Required Experience: • High School Diploma and a minimum of 10 years related experience or Bachelor's Degree in a related field with commensurate experience. • Community and/or industry involvement in territory. • Bachelors Degree with more than 10 years related experience preferred. Apply Job!