Mortgage Loan Originator - Consumer Direct

Who We Are: Cardinal Financial is a nationwide direct mortgage lender that focuses on creating solutions for our borrowers, partners, and employees-to provide the very best experience. We are genuine and hard-working individuals who are not scared to improve and intentionally push beyond what is considered "good enough" Looking to join a growing company that values its people, innovates and expands on its proprietary technology? Apply below! Who We Need: The Loan Originator is responsible for educating customers on Company values, process, and operations. Obtains information to submit loan applications for customers. Educates customers on available loan options and answers follow up questions. Provide outstanding customer service throughout the loan process while adhering to all federal, local, and internal guidelines. What You Will Do: • Analyze applicants' financial status, credit, and property evaluations to determine feasibility of granting loans. • Obtain and compile copies of loan applicants' credit histories, corporate financial statements, and other financial information. • Explain to customers the different types of loans and credit options that are available, as well as the terms of those services. • Review loan agreements to ensure that they are complete and accurate according to company policy, guidelines, compliance, and lending regulations. • Maintain customer confidence by keeping all loan information confidential. • Maintain licenses and compliance by participating in required continuing education courses. • Work as a team with sales, processing, underwriting, closing, post-closing and management to ensure the customer receives excellent service. What You Need: • High school diploma or GED is preferred. • Minimum of one (1) years of experience working as a Loan Originator is required. • Possess, or have the ability to possess upon hire, a Mortgage Loan Originator (MLO) license per the SAFE Act; may be asked to become licensed in multiple states is required. • Solid foundation of mortgage experience is required. • Demonstrated responsibilities for multi-faceted direction and planning; must be a fast-paced individual who can effectively manage multiple demands and competing priorities. • Highly developed computer/technology skills. • Exceptional customer service skills. • Ability to adapt well to change. • Excellent verbal and written communication skills. • Excellent analytical and organizational skills. • Extremely detail oriented. • Ability to take direction and comprehend training. • Ability to work closely within a team structure. • Proven track record exceptional sales skills • Demonstrated history of self-motivation and initiative, consistently exceeding performance expectations and driving results independently. • Demonstrated responsibilities for multi-faceted direction and planning; must be a fast-paced individual who can effectively manage multiple demands and competing priorities. What We Offer: • Strength, Stability, and Vision • Great compensation package • Opportunity for career growth • A commitment to be a relevant market leader - we are aiming for the top! • Octane, our engineered proprietary technology that is transforming the mortgage industry • An empowered culture where your ideas are important and your voice matters • Full Benefits, beginning the first day of the month following your start date, including - Medical, Dental, Vision, Life, Disability Insurance, and much more • Generous paid time off package that also includes all major holidays • 401K w/ 50% match - Beginning the 1st of the month following 30 days of employment Cardinal Financial is an Equal Opportunity Employer. We respect and aim to empower individuals and support the diverse cultures, perspectives, skills and experiences within our workforce. California residents click here to review Cardinal's California Employee Privacy Policy & Notice at Collection. Apply Job!