FLOOD ADJUSTER – 1099 INDEPENDENT CONTRACTOR
Job Summary:
The Flood Adjuster's job is to assess damage from floods and determine the scope and cost of repairs, ultimately helping policyholders receive the appropriate compensation for their losses. This involves inspecting damaged property, gathering information, and working with various stakeholders to resolve claims.
Responsibilities:
- Evaluate property damage caused by floodwater, including taking measurements and photographs.
- Investigates flood claims to determine if the loss is covered by the insurance policy and the appropriate amount to be paid.
- Determine the scope of the damage, including both direct flood damage and non-flood-related damage, and verify that the claim is indeed caused by flood.
- Prepare accurate estimates of the damage and the costs associated with repairs including specialized knowledge for manufactured homes and residential losses.
- Work within the framework of the FEMA guidelines and regulations for flood insurance claims.
- Coordinate with other professionals, such as contractors, and other adjusters, to efficiently handle claims.
- Work independently and with others in a virtual team setting
- Maintain accurate and thorough records of all claims and related activities.
- High School Diploma or equivalent; College Degree a plus
- Minimum 2 years of experience in the insurance industry, restoration, construction estimating or other related field.
- Possess appropriate insurance company certifications
- Licensed in your state of residence (if required) and/or other states
- Strong analytical and problem-solving skills
- Excellent oral and written communication skills
- Ability to work independently and in a team environment
- Strong computer, Microsoft Word and Excel, and estimating software, Xactimate or MSB, experience.
- Knowledge of NFIP and related regulations
- Ability to identify building products and replacement techniques for damaged materials.
- Ability to handle high-stress situations
- Valid driver's license.
- Pass Background Check
- Ability to travel on short notice (within 24-48 hours) and to remain at site as long as necessary. (Adjusters are responsible for their own transportation and living expenses while deployed).
- Must have necessary tools and equipment: laptop computer with Microsoft word and Excel as well as approved estimated software (Xactimate), cell phone with text messaging, internet and email capabilities, digital camera, and tape measure.
- Must have own transportation, proof of auto insurance with required limits of liability.
- We Are One Team: We work together to accomplish remarkable things.
- We Do the Right Thing: We act with integrity and honesty in all interactions.
- We Care: We care for each other, our partners, policyholders, our business, and our world.
- We Deliver: Clients trust us to build things that work, and we take that seriously. With our “can do” spirit, our team will overcome obstacles, find solutions, and deliver exceptional results.
- We Welcome Everyone: We actively foster an environment of inclusion, and respect for others.