Product and Regulatory Counsel

About Ramp At Ramp, we’re rethinking how modern finance teams function in the age of AI. We believe AI isn’t just the next big wave. It’s the new foundation for how business gets done. We’re investing in that future — and in the people bold enough to build it. Ramp is a financial operations platform designed to save companies time and money. Our all-in-one solution combines payments, corporate cards, vendor management, procurement, travel booking, and automated bookkeeping with built-in intelligence to maximize the impact of every dollar and hour spent. More than 50,000 businesses, from family-owned farms to e-commerce giants to space startups, have saved $10B and 27.5M hours with Ramp. Founded in 2019, Ramp powers the fastest-growing corporate card and bill payment platform in America, and enables over $100 billion in purchases each year. Ramp’s investors include Lightspeed Venture Partners, Thrive Capital, Sands Capital, General Catalyst, Founders Fund, Khosla Ventures, Sequoia Capital, Greylock, Redpoint, and ICONIQ, as well as over 100 angel investors who were founders or executives of leading companies. The Ramp team comprises talented leaders from leading financial services and fintech companies—Stripe, Affirm, Goldman Sachs, American Express, Mastercard, Visa, Capital One—as well as technology companies such as Meta, Uber, Netflix, Twitter, Dropbox, and Instacart. Ramp has been named to Fast Company’s Most Innovative Companies list and LinkedIn’s Top U.S. Startups for more than 3 years, as well as the Forbes Cloud 100, CNBC Disruptor 50, and TIME Magazine’s 100 Most Influential Companies.

About the Role

As Product and Regulatory Counsel, you will help Ramp design and launch our ever-growing lineup of domestic and international regulated financial products, including treasury, investment account, and money movement products. You will partner with Product, Compliance, Risk, Engineering, Partnerships, Marketing, Finance, and other business teams to provide practical, actionable legal and regulatory advice through all phases of the product life cycle, from ideation through launch and beyond.

What You'll Do

• Embed with cross-functional teams to build, launch, market, and operate new regulated fintech products
• Analyse regulatory and licensing implications of new products and services; partner with regulatory on new license applications
• Interface with regulators on new product approvals, requests for information, license applications, and regulatory examinations
• Structure and negotiate complex partnerships with financial institutions, payment services providers, technology platforms and other entities that provide or support financial services
• Support marketing teams, develop content policies, and review marketing collateral
• Provide guidance on state, federal and international regulatory, privacy, intellectual property, and other legal issues, and their implications on product development and marketing strategies
• Draft policies and procedures for regulated financial products
• Help select and manage outside counsel What You Need
• J.D. with a strong academic background and the highest level of integrity
• Membership in at least one state bar (NY or CA preferred); if not licensed in the state where you will be based, ability to register as in-house counsel
• At least 3-5 years of legal experience
• Experience as product or regulatory counsel for a fintech or technology company, and/or at a top law firm, preferred
• Desire to learn quickly, work collaboratively, take ownership, and act as a legal generalist
• Ability to understand complex business and regulatory issues and translate them into actionable guidance
• Ability to thrive in a fast-paced environment, handle multiple cross-functional projects simultaneously, and manage resource allocation to focus on the highest-priority needs Benefits (for U.S.-based full-time employees)
• 100% medical, dental & vision insurance coverage for you
• Partially covered for your dependents
• One Medical annual membership
• 401k (including employer match on contributions made while employed by Ramp)
• Flexible PTO
• Fertility HRA (up to $10,000 per year)
• Parental Leave
• Unlimited AI token usage
• Pet insurance
• Centralized home-office equipment ordering for all employees
• Health and Wellness stipend
• In-office perks: lunch, snacks, drinks, and more
• Budget for intra-office travel
• Relocation support to NYC or SF (as needed) Referral Instructions If you are being referred for the role, please contact that person to apply on your behalf. Other notices Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records. Ramp Applicant Privacy Notice Apply tot his job

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