Leveraged Finance Risk Analyst - Analyst
About the position The Risk Specialist works closely with the Investment Banking and Infrastructure business units to effectively monitor and manage credit risk for the leveraged lending loan portfolio. As an Analyst, you play an integral role in contributing to the success of Deutsche Bank’s leveraged lending franchise. You will partner with coverage banking and other risk teams to monitor the financial performance of a diverse portfolio of leveraged counterparties which is especially important in volatile and uncertain market conditions. As an Analyst, you will see a wide variety of lending products across various industries to provide solutions to Deutsche Bank clients. This offers a continuous learning and development opportunity with guidance and mentoring.
What We Offer
You A diverse and inclusive environment that embraces change, innovation, and collaboration A hybrid working model, allowing for in-office / work from home flexibility, generous vacation, personal and volunteer days Employee Resource Groups support an inclusive workplace for everyone and promote community engagement Competitive compensation packages including health and wellbeing benefits, retirement savings plans, parental leave, and family building benefits Educational resources, matching gift and volunteer programs
Responsibilities
- Monitor a portfolio of assigned counterparties as well as relevant financial/market developments in cooperation with front office colleagues
- Regularly analyze credit standing of the Bank’s counterparties to ensure safety and soundness of the Bank’s lending activities
- Determine and maintain internal credit ratings and other risk metrics of the assigned portfolio
- Ensure credit approval documentation is consistent with policies and applicable regulations and maintain data integrity in IT systems
- Manage credit requests and excess referrals related to transactional intraday and collection risk exposures (ICR) based on profound product expertise and in compliance with regulatory requirements i.e., Deutsche Bank Trust Company (America) (DBTCA) Legal Lending Limits and Combined US Operations (CUSO) Analysis of the credit risk inherent mainly to US and to a lesser extent to European Union (EU) credit excess requests from the cash management area related to Daylight Overdraft, Intraday Cash Pool, Paying Agency Advance, ACH, FX4Cash and BACS limits
Requirements
- A degree in accounting, finance or economics from accredited college or credit analysis experience (non-investment grade credit lending / Leverage Debt Capital Markets (LDCM), Commercial Real Estate (CRE) or Corporate Workout experience a plus)
- Strong financial statement and credit risk analysis skills (leveraged loan and high yield structures a plus), financial modeling/forecasting, commercial banking products and understanding of derivative structures
- Prior experience in Risk Management of leveraged or corporate clients as well as Knowledge of corporate banking products such as Daylight Overdraft, Intraday Cash Pool, Paying Agency Advance, ACH, FX4 Cash and BACS limits is a plus
Nice-to-haves
- Strong written and oral communication skills
- Superior attention to detail with a proactive, solution orientated mindset
- The ability to work with a variety of teams and professionals under tight deadlines to deliver results
- A self-starter with an inquisitive nature that is results driven
- Ability to multi-task and manage competing priorities
Benefits
- A hybrid working model, allowing for in-office / work from home flexibility, generous vacation, personal and volunteer days
- Employee Resource Groups support an inclusive workplace for everyone and promote community engagement
- Competitive compensation packages including health and wellbeing benefits, retirement savings plans, parental leave, and family building benefits
- Educational resources, matching gift and volunteer programs
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