Senior Lead Business Execution Consultant, Branded Card Risk Programs

About the position About this role: Wells Fargo is seeking a Senior Lead Business Execution Consultant to play a critical role in helping transform the Wells Fargo Branded Credit Card business. In this role, you will have an opportunity to make a significant impact by driving various risk programs and control environment for Branded Card. This position is responsible for delivering major policies, managing audits and remediations, and ensuring regulatory and business requirements are met effectively across the Consumer Credit Cards segment. The role requires defining strategies to mitigate risk while working closely with teams in Controls, Credit Risk, Compliance, Legal, Technology, and Operations. Learn more about the career areas and business divisions at wellsfargojobs.com. In this role, you will: Accountable for developing intent and owning execution of major policies, standards, regulations, and risk programs for Wells Fargo Consumer Credit Cards Manage execution of audits, exams, issues, remediations Define and execute strategies to reduce complexity and operational risk through control effectiveness and execution quality Define and execute strategies to enhance the credit, data, and decisioning infrastructure Work closely with cross functional teams (Controls, Credit Risk, Operational Risk, Compliance, Legal, Tech, Operations) Ensure all key regulatory and business requirements are met for implemented initiatives Interface with external agencies and regulatory bodies as needed Collaborate with and influence all levels of professionals including senior leadership to predict current and future needs and achieve consistent application of definitions, measurement, and interpretation Develop and guide a culture of talent development to meet business objectives and strategy

Responsibilities

• Accountable for developing intent and owning execution of major policies, standards, regulations, and risk programs for Wells Fargo Consumer Credit Cards
• Manage execution of audits, exams, issues, remediations
• Define and execute strategies to reduce complexity and operational risk through control effectiveness and execution quality
• Define and execute strategies to enhance the credit, data, and decisioning infrastructure
• Work closely with cross functional teams (Controls, Credit Risk, Operational Risk, Compliance, Legal, Tech, Operations)
• Ensure all key regulatory and business requirements are met for implemented initiatives
• Interface with external agencies and regulatory bodies as needed
• Collaborate with and influence all levels of professionals including senior leadership to predict current and future needs and achieve consistent application of definitions, measurement, and interpretation
• Develop and guide a culture of talent development to meet business objectives and strategy

Requirements

• 7+ years of Business Execution, Implementation, or Strategic Planning experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Nice-to-haves

• Credit Card industry experience, especially at multiple leading credit card issuers
• Prior experience in credit card and lending roles, ideally in varying aspects of strategy execution (originations, customer management, fraud, collections)
• Prior experience in data science or analytics roles involving projects with credit and data infrastructure (data, platforms, models, monitoring tools)
• Prior experience in multiple credit card segments (consumer across full risk spectrum, small business, commercial, partnerships/co-brands)
• Strong understanding and application of risk management principles
• Expertise in credit, product, and marketing data and analysis
• Strong conceptual thinking and ability to drive clarity in ambiguity while dealing with credit and operational problems
• Demonstrated ability to build strong partnerships and manage expectations with risk management stakeholders (e.g., Compliance, Controls, Operational Risk) to ensure alignment with regulatory and policy requirements
• Outstanding problem solving and decision-making skills based on analysis, rigorous logic, market and consumer dynamics, and operational assessments
• Familiarity with programming languages (e.g., Python, SQL, SAS)
• Professional verbal and written presentation skills

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