Analyst, Underwriting Small Balance Loans
ORIX Corporation USA is a company that specializes in multifamily and commercial mortgage financing programs. The Analyst, Underwriting – SBL is responsible for supporting the underwriting process by managing documentation, analyzing financial information, and assisting in loan committee presentations.
Responsibilities
- Assists the Underwriter during the loan underwriting process by requesting, collecting, managing required documentation: Prepare, distribute, and maintain Due Diligence Checklists and Application Workbooks, updating regularly to meet target underwriting dates
- Collect, review, and advise the underwriting team regarding receipt and status of all underwriting documentation
- Establish and maintain loan files. Retain and organize loan documentation in appropriate electronic data storage folders. Order and obtain professional reports and verifications from external parties
- Inputs and analyzes data: Verify and update property operating information in the underwriting analysis workbook
- Upon receipt of borrower/sponsor financial statements, SREO, Underwriting Certificates, credit reports, and investor database credit checks: Review and notify Underwriter of any material issues; Transfer data from reports to underwriting analysis workbook and narrative
- Upon receipt of professional reports (e.g. appraisal, engineering, environmental assessment, seismic analysis, zoning, and market reports), transfer data into underwriting analysis workbook and narrative
- Assists the Underwriter in the preparation and submission of loan committee presentations, including drafting sections of the underwriting narrative as assigned and preparing exhibits
- Assists with assembling loan package and delivering to Investors after closing
- Processes invoices for payment and prepares final accounting
- Work professional and harmoniously with team and coworkers
- Other projects and duties as assigned
Skills
- One to three years of commercial real estate experience
- Knowledge of financial statement analysis, general accounting, cash flows, and mortgage interest calculations
- Knowledge of real estate finance and/or investment real estate, including multifamily, retail, and office
- Highly analytical thinking with demonstrated talent for identifying, scrutinizing, improving, and streamlining complex work processes
- Results-driven achiever with exemplary planning and organizational skills, along with a high degree of attention to detail
- Exceptional listener and communicator who effectively conveys information verbally and in writing
- Resourceful team player who excels at building trusting relationships with clients and colleagues
- Applicable knowledge of Microsoft Office suite
- Bachelor's degree in Finance, Accounting, Real Estate, or Business Administration
- Experience with Fannie Mae and/or Freddie Mac Multifamily loan programs
Benefits
- Cash bonuses
- Long term incentives
- Health insurance
- Accident and life insurance
- Retirement benefits
- Competitive vacation policy
- Floating personal holidays
- Extensive leave options
- Annual observed holidays
- Infertility coverage
- Adoption support
- Child and elder care
- Fully paid maternity
- Generous parental leave benefits
- Hybrid working model with a 3 day in-office minimum requirement
Company Overview
Company H1B Sponsorship