Director, Credit Analyst, Hedge Funds
About the position Responsibilities
- Responsible for the processing of potentially Sponsor and Hedge Fund clients' front-to-end BCA (Business Credit Analysis) based on candidate's professional growth.
- Serve as a Credit Analyst point of contact, working closely with clients, relationship managers, legal and internal teams to manage internal compliance, booking and funding process.
- Plan and conduct the overall credit process and proactive monitoring of credit events for assigned accounts.
- Evaluation and understanding of risk associated with individual transactions, products, borrowers, and counterparties.
- Ensure compliance of all internal and regulatory credit/other portfolio related policies in conjunction with GAM (Global Account Manager), Client Manager and related Financial Markets teams.
- Monitor Risk Triggers, Covenants and other credit conditions and ad hoc credit reports appropriately - preparing reports, escalation, and take actions, as per policy/procedure.
- Ensure Zero BCA overdues and work to minimize extensions.
- Contribute to the excess report process, including, but not limited to proposing limit increases or reducing exposures and promptly addressing queries.
- Participate regularly in account planning sessions to ensure familiarity with customer business.
- Visit/meet customers to conduct credit due diligence of existing customers with credit lines as part of the annual credit review process.
- Propose and assist with negotiation of credit terms for ISDA/CSA agreements through preparation of Credit Term Sheets (CTS).
- Cultivate and maintain close relationships with stakeholders in Funds Risk, Legal, and Middle Office.
- Conduct periodic portfolio reviews of assigned segment to assess creditworthiness and initiate ad hoc reviews for clients subject to adverse news or vulnerable to specific economic, market or regulatory events.
- Proactively monitor market data and risk triggers across the assigned portfolio.
- Take personal responsibility for complex transactions or complex relationships with assigned names.
- Contribute to Stress Tests requests.
Requirements
- At least 10 years of credit analyst experience covering either or a combination of Sponsors or Hedge Funds.
- Solid understanding of financial markets and investment funds, as well as their embedded risks associated with their investments and operations.
- History of performing financial statement analysis is preferable, but not required.
- Bachelor's Degree with concentration in Finance, Accounting and other related fields.
- Advanced Certification is a plus (MBA/CFA).
- Ability to effectively manage competing deadlines for projects in a dynamic work environment, with varying degrees of supervision.
- Strong attention to detail and ability to notice discrepancies in data.
- Strong verbal and written communication skills, with proven ability to work across cultures and within a dynamic environment.
Benefits
- Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
- Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
- Flexible working options based around home and office locations, with flexible working patterns.
- Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits.
- A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
- Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies.
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